Investment 101

An article this week from our Trust Group’s regular newsletter illustrated that if someone invested Php10,000 annually from age 20 at an assumed rate of 14% per annum (which you will only get if you dangle out a limb or two placing your funds in stock/equity funds), he will have roughly Php15.00M by the time he is set to retire at age 60. Even with the benign 3-5% inflation added to the equation, that is still not a bad deal.

The impressionistic fellow that I am, I took out my calculator and started digging my bank accounts for funds I can spare and forget for the next 35 years or so. In the midst of prep research though, I come across this link, and stop my computations by the second slide.

Drat. Credit card, you will be the death of me lest I tame you first. I start investing by year end, I mean it.


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